|
|
Effective Date: May 1, 2008
|
Savings
|
| |
MINIMUM BALANCE |
RATE |
APY |
Regular Savings
(Share) Account |
$5.00 |
.40% |
.40% |
|
| IRA Shares |
$5.00 |
.65% |
.65% |
|
Educational Club Shares
(existing participants) |
$5.00 |
.65% |
.65% |
|
|
Checking
|
| |
MINIMUM BALANCE |
RATE |
APY |
| Basic Checking |
$0.00 |
0.00% |
0.00% |
|
| Interest Checking |
$300.00 |
0.25% |
0.25% |
|
|
Money Market
|
|
MINIMUM BALANCE |
RATE |
APY |
| Money Market Account |
$1,500.00 |
Variable - Weekly |
Variable |
|
| Money Market Plus |
$2,500.00 |
Variable - Monthly |
Variable |
|
|
Certificates of Deposit/IRA
|
| Regular Certificates, IRA Certificates, & Educational Club Certificates |
| TERM |
MINIMUM BALANCE |
APR* |
APY** |
| 13 Weeks |
$500.00 |
2.00% |
2.02% |
|
| 26 Weeks |
$500.00 |
2.25% |
2.27% |
|
| 1 Year |
$500.00 |
2.35% |
2.37% |
|
| 18 Months |
$500.00 |
2.45% |
2.47% |
|
| 2 Years |
$500.00 |
2.50% |
2.52% |
|
| 30 Months |
$500.00 |
2.60% |
2.63% |
|
| 3 Years |
$500.00 |
2.70% |
2.73% |
|
| 4 Years |
$500.00 |
2.90% |
2.93% |
|
| 5 Years |
$500.00 |
3.00% |
3.03% |
|
| Market Index CD (IRA) |
$500.00 |
Based on Dow Jones Index |
|
|
* For Certificates of $20,000-$44,999 add .10%
** For Certificates of $45,000 or more add .20% |
|
*Annual Percentage Yield (APY) assumes dividend is
compounded to CD quarterly
SUBSTANTIAL INTEREST PENALTY FOR
EARLY WITHDRAWAL
RATES SUBJECT TO CHANGE AT ANY TIME
WITHOUT NOTICE
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