|
|
Effective Date: July 1, 2010
|
Savings
|
| |
MINIMUM BALANCE |
RATE |
APY |
Regular Savings
(Share) Account |
$5.00 |
.05% |
.05% |
|
| IRA Shares |
$5.00 |
.30% |
.31% |
|
Educational Club Shares
(existing participants) |
$5.00 |
.30% |
.31% |
|
|
Checking
|
| |
MINIMUM BALANCE |
RATE |
APY |
| Basic Checking |
$0.00 |
0.00% |
0.00% |
|
| Interest Checking |
$300.00 |
0.05% |
0.05% |
|
|
Money Market
|
|
MIN. BALANCE |
RATE |
INDEX |
APY |
| Money Market Account |
$1,500.00 |
Variable - Weekly |
91 day T-bill |
Variable |
|
| Money Market Plus |
$2,500.00 |
Variable - Monthly |
182 day T-bill |
Variable |
|
|
Certificates of Deposit/IRA
|
| Regular Certificates, IRA Certificates, & Educational Club Certificates |
| TERM |
MINIMUM BALANCE |
APR* |
APY** |
| 13 Weeks |
$500.00 |
0.25% |
0.26% |
|
| 26 Weeks |
$500.00 |
0.30% |
0.31% |
|
| 1 Year |
$500.00 |
0.40% |
0.41% |
|
| 2 Years |
$500.00 |
0.60% |
0.61% |
|
| 3 Years |
$500.00 |
0.70% |
0.71% |
|
| 4 Years |
$500.00 |
0.80% |
0.81% |
|
| 5 Years |
$500.00 |
1.00% |
1.01% |
|
| Market Index CD (IRA) |
$500.00 |
Based on Dow Jones Index |
3yr. & 5yr.
Terms only |
|
**Annual Percentage Yield (APY) assumes dividend is
compounded to CD quarterly
SUBSTANTIAL INTEREST PENALTY FOR
EARLY WITHDRAWAL
RATES SUBJECT TO CHANGE AT ANY TIME
WITHOUT NOTICE
|
 |
