|
|
Effective Date: February 1, 2012
|
Savings
|
| |
MINIMUM BALANCE |
RATE |
APY |
Regular Savings
(Share) Account |
$5.00 |
.02% |
.02% |
|
| IRA Shares |
$5.00 |
.15% |
.15% |
|
Educational Club Shares
(existing participants) |
$5.00 |
.15% |
.15% |
|
|
Checking
|
| |
MINIMUM BALANCE |
RATE |
APY |
| Basic Checking |
$0.00 |
0.00% |
0.00% |
|
| Interest Checking |
$300.00 |
0.02% |
0.02% |
|
|
Money Market
|
|
MIN. BALANCE |
RATE |
APY |
| Money Market Account |
$1,500.00 |
Variable - Weekly |
0.04% |
|
| Money Market Plus |
$2,500.00 - 14,999.99 |
Variable - Monthly |
0.10% |
|
| Money Market Plus |
$15,000.00 - 44,999.99 |
Variable - Monthly |
0.08% |
|
| Money Market Plus |
$45,000.00 or more |
Variable - Monthly |
0.06% |
|
|
Certificates of Deposit/IRA
|
| Regular Certificates, IRA Certificates, & Educational Club Certificates |
| TERM |
MINIMUM BALANCE |
APR* |
APY** |
| 13 Weeks |
$500.00 |
0.10% |
0.10% |
|
| 26 Weeks |
$500.00 |
0.15% |
0.15% |
|
| 1 Year |
$500.00 |
0.25% |
0.25% |
|
| 2 Years |
$500.00 |
0.45% |
0.45% |
|
| 3 Years |
$500.00 |
0.55% |
0.55% |
|
| 4 Years |
$500.00 |
0.70% |
0.70% |
|
| 5 Years |
$500.00 |
0.75% |
0.75% |
|
| Market Index CD (IRA) |
$500.00 |
Based on Dow Jones Index 3yr. & 5yr. Terms only |
|
**Annual Percentage Yield (APY) assumes dividend is
compounded to CD quarterly
SUBSTANTIAL INTEREST PENALTY FOR
EARLY WITHDRAWAL
RATES SUBJECT TO CHANGE AT ANY TIME
WITHOUT NOTICE
|
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