|
|
Effective Date: March 1, 2010
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Savings
|
| |
MINIMUM BALANCE |
RATE |
APY |
Regular Savings
(Share) Account |
$5.00 |
.20% |
.20% |
|
| IRA Shares |
$5.00 |
.45% |
.45% |
|
Educational Club Shares
(existing participants) |
$5.00 |
.45% |
.45% |
|
|
Checking
|
| |
MINIMUM BALANCE |
RATE |
APY |
| Basic Checking |
$0.00 |
0.00% |
0.00% |
|
| Interest Checking |
$300.00 |
0.10% |
0.10% |
|
|
Money Market
|
|
MIN. BALANCE |
RATE |
INDEX |
APY |
| Money Market Account |
$1,500.00 |
Variable - Weekly |
91 day T-bill |
Variable |
|
| Money Market Plus |
$2,500.00 |
Variable - Monthly |
182 day T-bill |
Variable |
|
|
Certificates of Deposit/IRA
|
| Regular Certificates, IRA Certificates, & Educational Club Certificates |
| TERM |
MINIMUM BALANCE |
APR* |
APY** |
| 13 Weeks |
$500.00 |
0.50% |
0.51% |
|
| 26 Weeks |
$500.00 |
0.75% |
0.76% |
|
| 1 Year |
$500.00 |
1.10% |
1.11% |
|
| 18 Months |
$500.00 |
1.60% |
1.61% |
|
| 2 Years |
$500.00 |
1.65% |
1.66% |
|
| 30 Months |
$500.00 |
1.90% |
1.91% |
|
| 3 Years |
$500.00 |
2.00% |
2.02% |
|
| 4 Years |
$500.00 |
2.35% |
2.37% |
|
| 5 Years |
$500.00 |
2.45% |
2.47% |
|
| Market Index CD (IRA) |
$500.00 |
Based on Dow Jones Index |
3yr. & 5yr.
Terms only |
|
* For Certificates of $20,000-$44,999 add .10%
* For Certificates of $45,000 or more add .20% |
|
**Annual Percentage Yield (APY) assumes dividend is
compounded to CD quarterly
SUBSTANTIAL INTEREST PENALTY FOR
EARLY WITHDRAWAL
RATES SUBJECT TO CHANGE AT ANY TIME
WITHOUT NOTICE
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