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Effective Date: May 1, 2008
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Vehicle Loans
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24
Months |
36
Months |
48
Months |
60
Months |
72
Months |
84
Months |
Late Model
(2005-2008) |
As Low As |
3.99% |
4.44% |
4.44% |
4.44% |
4.74% |
5.44% |
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Match-A-Rate: Bluebonnet will match the late model vehicle loan rate of any local financial institution.
(excludes dealer financing programs)
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Used Vehicles
(2004 and older) |
| Model Year |
% Financing |
Maximum Term |
Rate |
| 2004 and older |
100% Kelly Blue Book
Trade-in Value |
60 Months |
As Low As 5.34% |
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| Classic Vehicles |
100% Kelly Blue Book
C.P.I. Value |
60 Months |
As Low As 13.09% |
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(TT&L MAY BE FINANCED FOR QUALIFIED BORROWERS)
On Payment Advantage loans, residual
value insurance premium will be included in amount financed; mileage
restrictions apply.
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| Real Estate Loans |
Home Improvement
(1st Lien)
($5,000 - $350,000) |
As Low As |
1-5 Years:
4.82% |
6-10 Years:
5.35% |
11-15 Years:
5.85% |
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Home Improvement
(2nd Lien)
($5,000 - $100,000) |
As Low As |
1-5 Years:
7.32% |
6-10 Years:
7.85% |
11-15 Years:
8.35% |
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Home Equity
(1st Lien)
($5,000 - $350,000) |
As Low As |
1-5 Years:
4.39% |
6-10 Years:
4.89% |
11-15 Years:
5.39% |
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Home Equity
(2nd Lien)
($10,000 - $100,000) |
As Low As |
1-5 Years:
5.39% |
6-10 Years:
5.89% |
11-15 Years:
6.39% |
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Home Equity Line of Credit (first lien) ($10,000 - $350,000)
As Low As Prime Rate minus 2.01%
*Variable monthly (Promotional rate which applies for the first six months for the term of the loan) |
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Home Equity Line of Credit (second lien) ($10,000 - $100,000)
As Low As Prime Rate minus 2.01%
*Variable monthly (Promotional rate which applies for the first six months for the term of the loan) |
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| First Mortgage |
Call for rates |
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Boats/RVs/Motorcycles/Tractors |
| Late Model Boats (2005-2008) |
| Financing |
Term |
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Rate |
| Up to 100% |
Up to 60 Months |
As Low As |
5.99% |
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| Up to 100% |
61 to 120 Months |
As Low As |
6.49% |
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New RVs, TTs, Motorcycles, Tractors
(maximum term varies by loan type) |
As Low As |
6.70% |
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| Used Boats (2004 and older), RVs, TTs, Motorcycles, Tractors |
As Low As |
7.99% |
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Unsecured Loans
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Loan Amount |
Max Term |
Rate |
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| Signature |
$200-3,000 |
60 Months |
As Low As 6.99% |
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$3,001-5,000 |
60 Months |
As Low As 7.99% |
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$5,001-10,000 |
60 Months |
As Low As 8.99% |
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$10,001-30,000 |
60 Months |
As Low As 9.99% |
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| Credit Card Consolidation |
.25% below signature loan rates* |
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| Income/Property Tax Loan/RetirePlan Distribution |
.25% below signature loan rates** |
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| Open-End Line-of-Credit |
Prime + 2% (Variable) |
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| *Loan proceeds must be payable to creditors. **Loan proceeds must be payable to taxing authority or retirement plan administrator.
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Secured Loans
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| B.C.U. Share Pledged |
3.00% |
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| CD Secured |
3.00% above CD rate |
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| Stock Secured |
Prime + 1 1/2% |
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| Computer Loan($3,000 Limit) |
As Low As 9.75% |
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Educational Loans
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Educational Club Loan 9.44%
(Limited to existing Educational Club Participants) |
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| Federal Family Student Loans Call for Rates |
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| Actual rate is determined by applicant's credit history. If
loan is not repaid via payroll deduction or automatic transfer from
Bluebonnet savings or checking account, rates may be higher for some applicants.
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We do business in
accordance with the Fair Housing Law and the Equal Credit Opportunity Act.
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